Auto Insurance AUTO

Receive customized coverage chosen from leading insurance providers.

Read More
Homeowners Insurance HOME

Get an individualized package for your home and the things you keep in it.

Read More
Business Insurance BUSINESS

Discover personalized packages to protect your company.

Read More
Life Insurance LIFE

Learn about the variety of insurance options that fit your specific needs.

Read More
Boat Insurance WATERCRAFT

Stay protected almost anywhere you boat and enjoy being on the water.

Read More
Other Insurance OTHER

Even more, including umbrella, flood, short term health, travel and more!

Read More

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Life Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Life Insurance Information

Life Insurance Information
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection.  As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which types of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

Facebook
Twitter
LinkedIn
Google+
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
© Copyright. All rights reserved.
Powered by Insurance Website Builder