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Hill & Stone Insurance Agency, Inc Blog Page 4

View the latest blog posts from Hill & Stone Insurance Agency, Inc.

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Wednesday, July 13, 2022

Affordable Home Owner Insurance – Don't Lose Hope

Generally, purchasing homeowners insurance is not a requirement. Because of this, many people opt not to purchase homeowners insurance. Why spend money on something that you are not required to have and may not ever need? Because the time might come that you need it. READ MORE >>

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Wednesday, July 6, 2022

The Importance of Commercial Auto Insurance Add-Ons

When you buy commercial auto insurance, you want to maximize the financial support you might receive following an accident or other driving challenge. Benefits like collision, comprehensive, liability and uninsured/underinsured motorist coverage will provide this assistance, but simply assuming standard benefits will cover you is not the right thing to do. READ MORE >>

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Wednesday, July 6, 2022

Does Homeowners Insurance Cover Fine Art?

Many people own fine art and display these works in their homes along with their other belongings. Fine art is sometimes a person’s most valuable possession. If the artwork has significant value, it can be challenging to replace, or it could be a substantial loss if the piece were damaged, lost or stolen. READ MORE >>

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Wednesday, June 29, 2022

Choosing Beneficiaries for Your Life Insurance Policy

An important part of a life insurance policy is picking the beneficiary. The beneficiary is a chosen recipient upon your death. Without choosing the beneficiaries, the policy divides among relatives according to the insurance policy. More than likely, the policy will pass to the estate with the rest of your assets and end up in probate court. READ MORE >>

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Tuesday, June 14, 2022

Paying Your Renters Insurance Premium Monthly vs. Annually

You may be thinking that renters insurance isn’t mandatory and, therefore, not worth the money. But it provides enough value to justify the extra budgeting. Renters insurance is designed to protect your assets from a number of covered events, which generally include fire, windstorm, hail, t... READ MORE >>

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Wednesday, June 1, 2022

Should I Drop Collision Coverage on an Older Car?

When your vehicle grows older, you may be tempted to lower your car insurance coverage in order to save money. After all, as the value of your vehicle goes down, you may not need as much coverage as you did before.  READ MORE >>

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Tuesday, May 31, 2022

3 Easy Ways to Spot Workers Compensation Insurance Fraud

One of the most essential business insurance products is workers' compensation insurance. Modern workers' comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer.   READ MORE >>

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Monday, May 16, 2022

My Car Has Significant Damage from a Parking Lot Accident; Am I Covered?

Parking lot accidents are not uncommon. In fact, they are one of the most common types of claims for fender benders. However, they often occur on private property and, in some situations, that can change who is responsible and whether or not your auto insurance could cover the costs. READ MORE >>

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Thursday, May 5, 2022

Protecting your Assets with Renters Insurance

Moving into your own place can be exciting. It’s easy to think that just because you’re renting, you don’t have to have insurance to protect your things, but the truth is, you need it more than ever. Things happen every day, and you want to make sure your valuables are protected just in case. READ MORE >>

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Thursday, April 28, 2022

Is a Home Trampoline a Safety Risk?

It seems like a fun way to spend some time, but home trampolines can pose a risk to you and your children. If you wish to purchase one, it pays to learn a bit more about the safety risks of these systems, as well as how to minimize those risks to improve your chances of keeping your family safe. READ MORE >>

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  • auto insurance(9)
  • renters insurance(7)
  • home insurance(7)
  • bop(6)
  • business owners policy(6)
  • fine art insurance(5)
  • business insurance(5)
  • commercial auto insurance(5)
  • umbrella insurance(4)
  • jewelry insurance(3)
  • workers compensation insurance(3)
  • life insurance(3)
  • workers compensation(3)
  • professional liability(1)
  • property damage liability insurance(1)
  • workers' compensation(1)
  • general liability insurance(1)
  • medical payments(1)
  • bop insurance(1)
  • insurance for startups(1)
  • management liability(1)
  • jewelry(1)
  • employment liability(1)
  • cyber liability(1)
  • boat insurance(1)
  • travel insurance(1)
  • hill and stone insurance(1)
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