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Home > Boat Insurance in Lake Bluff, IL & Wilmette, IL

Watercraft & Boat Insurance


Watercraft & Boat Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Watercraft Quote Form

Watercraft & Boat Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Watercraft to Existing Policy
Change Primary Operator on Existing Watercraft Policy
Remove Watercraft from Existing Policy
Request Declaration and Coverages Page for Watercraft Policy
Request ID Card for Watercraft Policy
Watercraft Accident Claim

Watercraft & Boat Insurance Information

Illinois boat owners trust Hill & Stone Insurance to help them get boat insurance solutions. If you are looking for coverage in Lake Bluff, Wilmette and the surrounding areas, we may be able to help. Call us at 847-295-3030 or request a boat insurance quote today. 

What Does Boat Insurance Cover? 

Boat insurance can provide financial assistance following covered hazards such as accidents, severe weather, fires, theft and vandalism. Although policies vary, they may cover: 

 

  • Vessel damage

  • Injuries sustained by boat operators and passengers in accidents

  • Third-party property damage and injuries if an accident is the policyholder’s fault

  • Salvage, wreck removal and pollution cleanup costs

  • Personal effects, fishing equipment and other materials carried on a vessel


Coverage for more specific risks and liabilities may also be available. Speak to a Hill & Stone agent for more information about how policies can provide coverage in different scenarios. 

How Much Boat Insurance Do I Need? 

Various factors, such as the vessel’s value, age, length and speed, may influence how much coverage you need in your boat insurance policy. Some boat owners are also required to carry at least a minimum amount of coverage within their policies. To learn more about the factors that influence your boat insurance needs, talk to a Hill & Stone agent. 

What Is the Cost of Boat Insurance? 

Boat insurance premiums vary, and factors influencing your rates may include:  

 

  • The vessel’s value

  • Your claims history 

  • The coverage limits and deductibles in the policy

  • Where you plan to operate the vessel

  

Ready for Boat Insurance? 

Hill & Stone Insurance helps Illinois boat owners get boat insurance that can help keep them and their vessels protected. Call us at 847-295-3030 or request a boat insurance quote today. 

 

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Locations

900 North Shore Drive, Suite 225
Lake Bluff, IL 60044


909 Forest Avenue
Wilmette, IL 60091
O: 847-295-3030
F: 847-295-0099
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