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Home > Renters Insurance in Lake Bluff, IL & Wilmette, IL

Renters Insurance


Renters Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Renters Quote Form

Renters Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Renters Property Loss Claim Form
Request Declaration and Coverages Page for Existing Renters Insurance Coverage

Renters Insurance Information

Renters Insurance in Illinois

Hill & Stone Insurance is your trusted source for customized insurance benefits. Our personalized service takes the hassle out of working with a large, impersonal insurance company. We can help you get tailored, affordable benefits that will be there when you need them. Our promise is that every client will walk out our doors knowing they have received optimal protection that will keep them safe in all aspects of life.  

As a renter, you need to insure your personal property. We offer renters insurance policies that are adaptable to any policyholder’s needs, and we’ll work with you to ensure an affordable price for your coverage.  

Visit our website or contact us at 847-295-3030 for a quote on a policy today.  

Common Renters Insurance Questions  

What is renters insurance?  

All homes are susceptible to various household hazards like fires, weather damage, break-ins and even lawsuits brought by someone who was harmed on the premises. With renters insurance, you won’t have to worry about recovering the costs that resulted from these setbacks. Your renters insurance will ensure that you receive the financial assistance you need to recover without spending your own money. 

 

What does renters insurance cover?  

Renters insurance differs from homeowners coverage in that it does not offer coverage of the structure since the tenant does not own the home. Most renters policies typically include:  

  • Possessions insurance

  • Liability insurance

  • Additional living expense protection

  

These plans can be further tailored with specialized benefits like:

  • Scheduled items riders

  • Replacement cost value possessions coverage

  • Umbrella liability insurance

  • Flood insurance

  • Earthquake and windstorm endorsements

  • Pet liability insurance

 

Who needs renters insurance?  

Typically, tenants need renters insurance, as they are staying in a home or dwelling that they do not own. Landlords usually require their renters to purchase policies because, in doing so, the renter reduces the landlord’s liability for accidents or losses that occur in the home. 

Is renters insurance expensive?

Multiple factors will influence the cost of your renters insurance, such as:  

  • The value of your possessions

  • The home’s location

  • Your credit score

  • Security features in the home

  • Your chosen policy and coverage limits

  

Contact Us With Questions or Concerns 

When it comes to the dwelling you’re renting, you can never be safe enough. The agents at Hill & Stone are committed to helping you get a renters policy that is adequate and affordable. Our experts will ensure that you’re properly covered. 

To get a quote on a policy, visit our website or contact us at 847-295-3030. 

 

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Locations

900 North Shore Drive, Suite 225
Lake Bluff, IL 60044


909 Forest Avenue
Wilmette, IL 60091
O: 847-295-3030
F: 847-295-0099
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