Wednesday, October 13, 2021A home is one of the most valuable assets a person can own. To protect this significant investment, an owner usually has homeowners insurance. However, many homes have equally valuable contents inside—such as jewelry—that often aren’t covered by insurance. READ MORE >>
Monday, October 4, 2021As a homeowner, it’s your responsibility to maintain safety on your property—both for your family and for visitors. If a guest is injured in your home, you could be held responsible for the damages. This is especially true if the injury occurred because you failed to perform necessary maintenance or repairs. READ MORE >>
Wednesday, September 15, 2021It’s important to note that employees are not the ones to pay for workers compensation. Workers compensation should not come out of an employee’s paycheck, but instead is paid by the employer or entity of employment. Employers have a duty to their workers to provide workers compensation insurance in case a worker is injured on the job. READ MORE >>
Wednesday, September 1, 2021A business owners policy (BOP) is a type of business insurance policy geared to cover certain businesses. It generally combines coverage for a cheaper price than paying for the coverages individually, but not all business owners may be eligible for this coverage. READ MORE >>
Friday, August 20, 2021To many, insurance can seem like a required nuisance. It’s a bill you must pay on top of other bills, and it provides coverage for incidents that might never befall you. But while insurance is essential, it doesn’t have to be expensive. And you shouldn’t pay more than your policy is worth. READ MORE >>
Monday, August 2, 2021In your office, you have employees you must protect. They have workplace rights, and as their employer you must abide by them. Among these rights is the right to receive compensation in case they get hurt on the job. As a result, most Illinois businesses must carry workers’ compensation insurance to satisfy this requirement. READ MORE >>
Thursday, July 29, 2021You have to keep your business’s financial future secure. That means buying appropriate levels of commercial insurance. But coverage comes at a price, and you don’t want to sacrifice protection just to be able to pay less for your policies. How do you solve a problem faced by many business owners? READ MORE >>
Tuesday, July 20, 2021Owning a vehicle (or fleet of vehicles) for your business means that you have to invest in quality, customized commercial auto insurance. Some business owners think that this coverage is an unnecessary expense that only drags down their net profitability. READ MORE >>
Monday, June 28, 2021Experience, age, vehicles, restrictions and your driving history all collectively determine your risks. Your auto insurance provider will use that risk to determine how to provide coverage for you. High-risk drivers present the highest cost risks to insurers. READ MORE >>
Friday, June 25, 2021By Natalie Stone, Hill and Stone Insurance Introduction to Insurance for Startups Entrepreneurship is bold, exciting, and risky. Given the well-known statistic that only 10% of startups become profitable, there is an inherent risk tolerance that defines most business owners in the early stages. READ MORE >>
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